@httpayer/mcp
MCP (Model Context Protocol) server for HTTPayer. Lets AI agents call x402-enabled APIs using credit balance — no wallets, no blockchain, no Web3 knowledge required.
- Dashboard & API keys: app.httpayer.com
- npm: @httpayer/mcp
- GitHub: httpayer/mcp
Quickstart
With an AI agent (recommended)
Paste this into any MCP-compatible agent (Claude Code, Cursor, Windsurf, OpenCode...):
Set up https://httpayer.com/skill.md
The agent detects your environment and handles everything automatically.
Without an agent (manual)
1. Run setup:
npx @httpayer/mcp setup
Get your API key at app.httpayer.com when prompted.
Flags:
2. Add to your client:
Claude Code:
claude mcp add httpayer --scope user -- npx -y @httpayer/mcp@latest
Claude Desktop (~/Library/Application Support/Claude/claude_desktop_config.json on macOS, %APPDATA%\Claude\claude_desktop_config.json on Windows):
{
"mcpServers": {
"httpayer": {
"command": "npx",
"args": ["-y", "@httpayer/mcp@latest"]
}
}
}
Cursor (.cursor/mcp.json), Windsurf (.windsurf/mcp.json), Cline (.cline/mcp_settings.json):
{
"mcpServers": {
"httpayer": {
"command": "npx",
"args": ["-y", "@httpayer/mcp@latest"]
}
}
}
OpenCode (opencode.json or ~/.config/opencode/config.json):
{
"mcp": {
"httpayer": {
"type": "local",
"command": ["npx", "-y", "@httpayer/mcp@latest"],
"enabled": true
}
}
}
Zed:
{
"context_servers": {
"httpayer": {
"command": {
"path": "npx",
"args": ["-y", "@httpayer/mcp@latest"]
}
}
}
}
3. Restart your client and verify:
Ask your agent: "fetch https://api.httpayer.com/demo/v1/base-weather"
A weather response means HTTPayer is working.
How it works
User prompt
│
▼
AI agent (Claude Code, Cursor, Windsurf...)
│ uses MCP tools + prompts + resources
▼
@httpayer/mcp (local MCP server via npx)
│ REST calls with x-api-key header
▼
api.httpayer.com
│ proxy handles x402 payment to target
▼
Target x402-gated API
Runtime flow
- Your client launches the MCP server via
npx -y @httpayer/mcp@lateston startup (stdio transport). - The server reads the API key from
~/.httpayer/mcp-config.json. - The agent receives the tool list, system instructions, prompts, and resources in its context.
- When the agent calls
fetch, the MCP server forwards the request toPOST https://api.httpayer.com/proxy. - HTTPayer's proxy detects a 402, pays using your credits, retries, and returns the final response.
- The result (status, body, headers) comes back to the agent.
MCP capabilities
This server exposes three MCP primitives so agents get context automatically — without the user having to ask.
Tools
Six tools (see full reference below).
Prompts
Compatible clients (Claude Desktop, Cursor, and others) call prompts/list on connection and inject these into the agent's context proactively.
Resources
MCP tools reference
get_balance
Check credit balance and daily usage.
Input: none
Example response:
{
"account_id": "account_123",
"mainnet": {
"credits_balance": 50000,
"daily_limit": 100000,
"daily_spend": 15500,
"daily_remaining": 84500
}
}
fetch
Make an HTTP request to any x402-enabled endpoint. Payment is handled automatically.
Input:
Example response:
{
"status": 200,
"body": { "data": "..." },
"headers": { "content-type": "application/json" }
}
On 502, the response includes webhook_id for async polling.
simulate
Dry-run a fetch. Returns cost estimate without spending credits.
Input: Same as fetch (except timeout).
Example response:
{
"requiresPayment": true,
"proxyFeeBreakdown": {
"targetAmount": 0.01,
"proxyFee": 0.0003,
"totalCreditsCharged": 10.3
}
}
get_topup_link
Returns the dashboard URL to add credits. Show to user when balance is low.
Input: none
check_limits
Check global HTTPayer system daily limits and remaining capacity.
Input: none
get_webhook_status
Poll the status of an async operation. Use when fetch returns a 502 with webhook_id.
Input: webhook_id (string, required)
Status values: pending, success, success_refunded, payment_failed, upstream_error, internal_error, rate_limited
HTTPayer API reference
Authentication: x-api-key: sk-live-... header on all requests.
Proxy endpoint
POST https://api.httpayer.com/proxy
{
"api_url": "https://target.example.com/endpoint",
"method": "GET",
"json": { "key": "value" },
"params": { "query": "param" },
"headers": { "Custom-Header": "value" },
"timeout": 30
}
Only api_url and method are required.
Status codes:
Configuration
API key stored at: ~/.httpayer/mcp-config.json
{ "apiKey": "sk-live-..." }
To update: npx @httpayer/mcp setup --update-key
x402 protocol overview
x402 is an HTTP-native micropayment protocol using the 402 Payment Required status code.
Without HTTPayer:
- Client hits endpoint → gets
402+ payment requirements - Client pays on-chain (requires wallet + USDC)
- Client retries with payment proof
With HTTPayer:
- Client calls
POST /proxy { api_url, method, ... } - HTTPayer detects
402, pays using your credits - HTTPayer retries and returns the final response
All blockchain interaction happens on HTTPayer's side.
Credit system
Top up at app.httpayer.com. Below 100 credits, the agent will prompt you to top up.
Error handling
Setup errors
MCP tool errors
All errors return isError: true — the server stays alive and the agent gets a readable message.
© 2026 HTTPayer Inc.