How do I install Budget Tracker By Smart Money?

Copy the http config for Cursor, Claude Desktop, Claude Code, or VS Code on this page. It uses the publisher's install, not a PlugMCP proxy.

Does Budget Tracker By Smart Money need an API key?

No required environment variable is listed on this record.

What transport does Budget Tracker By Smart Money use?

Budget Tracker By Smart Money is reached over HTTP.

Budget Tracker By Smart Money MCP server

Q: When was Budget Tracker By Smart Money last checked?

Last checked 2026-11-08. Personal finance: log expenses in plain language, track accounts, budgets and spending

Power your agent

Add this server

The publisher's own URL. Not a PlugMCP endpoint.

Add to Cursor Add in Claude Add to VS Code Run on PlugMCP

Host a copy with our keys and logs.

Server URL

https://smart-money.ink/mcp

The Claude button above opens Claude with the name and URL filled in. You still confirm it there.

shClaude Code

1claude mcp add --transport http ink.smart-money-smart-money https://smart-money.ink/mcp

Run in a terminal.

jsonClaude Desktop

1{2  "mcpServers": {3    "ink.smart-money-smart-money": {4      "command": "npx",5      "args": [6        "-y",7        "mcp-remote",8        "https://smart-money.ink/mcp"9      ]10    }11  }12}

claude_desktop_config.json

Remote · HTTPPublisher installStep-by-step: add this in Claude

Remote URL or a command on your machine? How the two installs differ

Run on PlugMCP

Host a copy with our keys and logs.

A new server you create. It is not this listing's official endpoint. Use the publisher install when you want their URL and their credentials.

Launch

Server facts

Remote

Transport: http
Version: 0.2.3
Last checked

Tools

No tool list yet. Remote servers get one after the first health check.

FAQ

Questions

en • ru

Smart Money Tracker MCP

Model Context Protocol server for personal finance — log expenses in plain language, track accounts, deposits, budgets and spending, secured by OAuth.

Smart Money Tracker MCP puts your money ledger inside your AI assistant. Connect Claude, ChatGPT, Cursor, VS Code, or a CLI client to Smart Money Tracker, then say "log 4500 on a taxi yesterday from Kaspi" or ask "how much did I spend on food this month?" — the assistant writes to the same ledger the app reads.

Server URL: https://smart-money.ink/mcp
Transport: Streamable HTTP
Auth: OAuth 2.1 with PKCE
Landing & setup: smart-money.ink/claude

Install

Smart Money Tracker MCP is a remote, OAuth-secured server. There is nothing to install locally. Add this to your MCP client config:

{
  "mcpServers": {
    "smart-money": {
      "type": "http",
      "url": "https://smart-money.ink/mcp"
    }
  }
}

One-click install:

CLI clients (Claude Code, Gemini CLI, Codex CLI) and manual snippets: see Supported clients.

Quick start

Create a Smart Money Tracker account at smart-money.ink and start the free trial (see Plans & access).
Open smart-money.ink/claude and follow the setup path for your client.
Use the one-click install, the CLI command, or the manual JSON snippet above.
Authorize with OAuth when your client opens the consent screen.
Talk to your assistant about money in plain language.

What you can do from chat

💬 Plain-language entry — taxi 4500 yesterday kaspi #trip is parsed into an amount, date, account, currency, tags and category. Amounts like 12k or 1.2m, dates like yesterday or 3 days ago, and account names in any script all resolve.
📊 Spending answers — income, expense, savings rate, category breakdown and top merchants for any period.
🏦 Accounts & balances — cards, cash, bank accounts, deposits, credit cards (counted as liabilities), investments and e-wallets. Multi-currency, with rates on the date and totals in your base currency.
💰 Deposits with interest — rate in basis points, accrual frequency, compounding or payout to another account. Interest is computed daily on the real balance, and every accrual carries an idempotency key, so nothing is posted twice.
🎯 Budgets — weekly, monthly or yearly limits with spent, remaining, and an end-of-period forecast.
📥 Bank notifications — paste push-notification text and it becomes transactions; re-importing the same notification does not duplicate it.
🏷️ Categories & tags — flat categories chosen in one step, tags orthogonal to them. An unknown #tag is created on the fly; a deleted one is restored instead of duplicated.

Tool surface

27 tools. Reading and writing are separate tools — no confirm or dryRun flags — and each one carries a title plus readOnlyHint / destructiveHint annotations, so your client knows which calls deserve a confirmation prompt.

Category	Tools
👀 Previews (read-only)	`preview_entry`, `preview_notifications`, `preview_interest` — show the parse before anything is written
💸 Transactions	`quick_add`, `add_transaction`, `list_transactions`, `update_transaction`, `delete_transaction`, `import_notifications`
📊 Reporting	`summary` — income, expense, savings rate, categories, top merchants for a period
🏦 Accounts	`list_accounts`, `create_account`, `update_account`, `delete_account`, `accrue_interest`
🗂️ Categories	`list_categories`, `create_category`, `update_category`, `delete_category`
🏷️ Tags	`list_tags`, `create_tag`, `update_tag`, `delete_tag`
🎯 Budgets	`list_budgets`, `create_budget`, `update_budget`, `delete_budget`

Deletion is soft: a transaction gets a deletedAt and drops out of balances and reports on every device, while its import key stays — so re-importing the same bank notification will not bring it back. An account or category still referenced by transactions cannot be deleted; the connector offers to archive it instead, so history never points at nothing.

For the exact, up-to-date set, run tools/list against https://smart-money.ink/mcp.

Plans & access

Smart Money Tracker is a paid service with a free trial. The connector reads and writes your real ledger, so it needs an active subscription or trial — there is no anonymous tier.

	Free trial	Subscription
Price	$0 for 7 days, card required	$7.99 / month
Web app, sync, every connector tool	✅	✅

Nothing is charged during the trial, and cancelling during it charges nothing. Cancel any time in Settings → Subscription. When a subscription lapses the app locks, but records are not deleted: they stay in your browser and can still be exported. Current terms: smart-money.ink/terms.

Call a tool without an active subscription and the tool result says so, pointing you at the app's settings.

Supported clients

Claude (web & desktop) — Settings → Connectors → Add custom connector
ChatGPT — Settings → Connectors → custom MCP connector with OAuth
Cursor — one-click install via deeplink, or ~/.cursor/mcp.json
VS Code — one-click install via deeplink, or .vscode/mcp.json
Claude Code (CLI) — claude mcp add --transport http smart-money https://smart-money.ink/mcp
Gemini CLI — gemini mcp add --transport http smart-money https://smart-money.ink/mcp
Codex CLI — codex mcp add smart-money --url https://smart-money.ink/mcp
Generic HTTP MCP client — point it at the URL and let it complete OAuth discovery

Full per-client instructions: docs/setup.md.

Cursor plugin

This repository is also a Cursor plugin. It contributes one MCP server (smart-money) and no rules, skills, agents, or hooks.

.cursor-plugin/plugin.json   ← plugin manifest
mcp.json                     ← the MCP server it contributes
assets/logo.svg              ← plugin logo

There is nothing to configure. No API key or environment variable is required: the server advertises OAuth 2.1 metadata, the client registers itself dynamically, and the consent screen opens on first use.

Example prompts

Log as you go

"taxi 4500 yesterday kaspi #trip"

→ One transaction, parsed and saved: amount, date, account, tag. The preview tool can show the parse first.

Ask where the money went

"How much did I spend on food this month, and how does that compare to my budget?"

→ A category breakdown plus the budget's spent, remaining, and end-of-month forecast.

Deposits

"Post the interest due on my deposits."

→ Interest accrued daily on the actual balance, idempotent: running it twice posts nothing extra.

Bank notifications

(paste a batch of bank push notifications) "Turn these into transactions."

→ Parsed into transactions, with already-imported ones skipped.

More: docs/examples.md.

Authorization & data

Auth is OAuth 2.1 with PKCE. Your assistant gets a token tied to your Smart Money Tracker account, and the connector reads and writes as you — row-level security and the subscription check apply exactly as they do in the web app. Discovery follows RFC 9728: an unauthenticated call to /mcp returns 401 pointing at https://smart-money.ink/.well-known/oauth-protected-resource/mcp, and the authorization server is found from there.

Tokens can be revoked at any time from the Smart Money Tracker app. OAuth flow details: docs/oauth.md. Data handling: smart-money.ink/privacy.

Troubleshooting

Common connection, OAuth, and tool-call errors: docs/troubleshooting.md.

Where this server is listed

Registry and directory listings, and how publishing works: docs/registries.md.

Project links

Product: smart-money.ink
Setup page: smart-money.ink/claude
MCP server: https://smart-money.ink/mcp
Issues: github.com/ultraza4/smart-money-mcp/issues

License

MIT — see LICENSE.

Built by @ultraza4. Smart Money Tracker is a hosted personal-finance service; this repo is documentation and manifests for its public MCP server. Server source is not open.

Add this server

Host a copy with our keys and logs.

Server facts

Tools

Questions

How do I install Budget Tracker By Smart Money?

Does Budget Tracker By Smart Money need an API key?

What transport does Budget Tracker By Smart Money use?

When was Budget Tracker By Smart Money last checked?

Documentation

Smart Money Tracker MCP

Install

Quick start

What you can do from chat

Tool surface

Plans & access

Supported clients

Cursor plugin

Example prompts

Authorization & data

Troubleshooting

Where this server is listed

Project links

License